Happy New Year! As we begin the new year it’s common to review the past year and look at what we’d like to accomplish in the new one. Already there’s been much advertising and talk about 2020 and the relation to our eyesight…how we’ll be able to see more clearly, look at the year with new vision, not be shortsighted.
Of course all this talk about the future brings us to the usual thinking about the new year…making resolutions. That is a good thing! All of us want to resolve to do those things that will lead to happier, healthier lives.
Some of the most common resolutions are to lose weight, get in shape and exercise more. Others resolve to stop smoking.
If you think about the spiritual, many new year’s resolutions concern having a more centered prayer life or receiving the sacraments more often.
Many of my friends think more about quality time…quality time spent with their family and friends; those that are most important in their lives.
As you think about family, one resolution I can help you keep is to update your Family Service Record and take stock of your financial goals. Are you where you want to be? Do you have a plan? With our professional approach using the Profiles+ Forecaster financial needs analysis you can see if there are any gaps in your coverage and how close you are to achieving your goals and aspirations.
Some members are not aware of all the products we have to offer: Life insurance, long term care insurance, disability income insurance and retirement annuities. These products can help protect your family in all the financial situations where you might find yourself. Life insurance protects your loved ones financially if you are not here to help provide. The need for life insurance changes at different stages of a person’s life: Young and unmarried members and the man retiring next month each have life insurance needs, but the type and amount may vary widely. I can give you some advice on that. Disability income insurance provides a paycheck if you are sick or hurt and can’t work. If your company offers some, do you know how much, for how long and is it taxable? I can help sort that out. Long term care insurance protects those assets you’ve worked so hard all your life to accumulate. Don’t deplete all the family’s savings for a care event when the Knights can take on that risk. With all the concern about market volatility and the health of Social Security, our fixed rate annuities guarantee a minimum interest rate for life, the safety of conservative investment strategy and an income stream you cannot outlive.
What’s most important to you and your family? There is no cookie cutter answer. That’s why I meet with members and their spouses and first determine what issues are of most concern to you. From there I can help analyze where you are in relation to your goals and construct a plan to get you where you want to go. All done in the comfort of your home and at your convenience.
As a brother Knight and your field agent I have so much more responsibility than a simple financial advisor or stock broker. We’ll take a look at your dreams, goals and aspirations for 2020 and beyond. Resolve today to meet with me and ensure that at the end of this new year, your financial picture will be seen with 2020 vision.
Paul Brotzen, FICF
Follow the Carlisle Knights of Columbus as they serve St. Patrick's Church and the Carlisle community.
SAINT MICHAEL THE ARCHANGEL, defend us in battle, be our protection against the wickedness and snares of the devil. May God rebuke him, we humbly pray; and do thou, O Prince of the Heavenly Host, by the power of God, cast into hell Satan and all the evil spirits who prowl about the world seeking the ruin of souls.